:root {
    --primary: #0B2545;
    --secondary: #134074;
    --accent: #EEB902;
    --bg-light: #F4F6F9;
    --text-dark: #1D2A3A;
    --text-muted: #5C6B73;
    --warning-bg: #FFF9E6;
    --warning-border: #FFE0B2;
    --warning-text: #5D4037;
    --white: #FFFFFF;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
    color: var(--text-dark);
    background-color: var(--white);
    line-height: 1.6;
}

.container {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

.text-center { text-align: center; }

/* Disclaimer Superior */
.top-disclaimer {
    background-color: var(--warning-bg);
    border-bottom: 1px solid var(--warning-border);
    padding: 12px 0;
    color: var(--warning-text);
    font-size: 13px;
}

.container-disclaimer {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
    display: flex;
    gap: 12px;
    align-items: flex-start;
}

.icon-disclaimer {
    width: 20px;
    height: 20px;
    flex-shrink: 0;
    color: #D32F2F;
}

/* Header */
.main-header {
    background-color: var(--white);
    box-shadow: 0 2px 10px rgba(0,0,0,0.05);
    position: sticky;
    top: 0;
    z-index: 100;
    padding: 15px 0;
}

.header-flex {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo-brand {
    display: flex;
    align-items: center;
    gap: 10px;
    text-decoration: none;
}

.logo-svg {
    width: 35px;
    height: 35px;
}

.logo-text {
    font-size: 22px;
    font-weight: 700;
    color: var(--primary);
}

.gold-text { color: var(--accent); }

.main-nav {
    display: flex;
    gap: 25px;
}

.nav-link {
    text-decoration: none;
    color: var(--text-dark);
    font-weight: 500;
    transition: color 0.3s;
}

.nav-link:hover, .nav-link.active {
    color: var(--secondary);
}

/* Botones */
.btn {
    display: inline-block;
    padding: 12px 24px;
    border-radius: 4px;
    font-weight: 600;
    text-decoration: none;
    transition: all 0.3s;
    cursor: pointer;
    border: none;
}

.btn-primary {
    background-color: var(--primary);
    color: var(--white);
}

.btn-primary:hover {
    background-color: var(--secondary);
}

.btn-secondary {
    background-color: transparent;
    color: var(--primary);
    border: 2px solid var(--primary);
}

.btn-secondary:hover {
    background-color: var(--primary);
    color: var(--white);
}

.btn-large {
    padding: 16px 36px;
    font-size: 18px;
}

/* Hero */
.hero-section {
    padding: 80px 0;
    background: linear-gradient(135deg, #FFFFFF 0%, #EBF1F5 100%);
}

.hero-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
    align-items: center;
}

.hero-badge {
    display: inline-block;
    background-color: rgba(19, 64, 116, 0.1);
    color: var(--secondary);
    padding: 6px 12px;
    border-radius: 20px;
    font-size: 14px;
    font-weight: 600;
    margin-bottom: 15px;
}

.hero-content h1 {
    font-size: 42px;
    color: var(--primary);
    line-height: 1.2;
    margin-bottom: 20px;
}

.hero-lead {
    font-size: 18px;
    color: var(--text-muted);
    margin-bottom: 30px;
}

.hero-cta-group {
    display: flex;
    gap: 15px;
}

.hero-img {
    width: 100%;
    height: auto;
    border-radius: 8px;
    box-shadow: 0 15px 30px rgba(0,0,0,0.1);
}

/* Beneficios */
.benefits-section {
    padding: 80px 0;
}

.section-title {
    font-size: 32px;
    color: var(--primary);
    margin-bottom: 10px;
}

.section-subtitle {
    color: var(--text-muted);
    max-width: 700px;
    margin: 0 auto 50px auto;
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.benefit-card {
    background-color: var(--white);
    padding: 30px;
    border-radius: 6px;
    border: 1px solid #E2E8F0;
    transition: transform 0.3s;
}

.benefit-card:hover {
    transform: translateY(-5px);
}

.benefit-icon {
    width: 45px;
    height: 45px;
    margin-bottom: 20px;
}

.svg-feat {
    width: 100%;
    height: 100%;
}

.benefit-card h3 {
    font-size: 20px;
    color: var(--primary);
    margin-bottom: 12px;
}

.benefit-card p {
    color: var(--text-muted);
    font-size: 15px;
}

/* Servicios */
.services-section {
    padding: 80px 0;
    background-color: var(--bg-light);
}

.services-list {
    display: flex;
    flex-direction: column;
    gap: 60px;
    margin-top: 40px;
}

.service-item {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
    align-items: center;
}

.service-item.reverse {
    direction: rtl;
}

.service-item.reverse .service-text {
    direction: ltr;
}

.service-text h3 {
    font-size: 24px;
    color: var(--primary);
    margin-bottom: 15px;
}

.service-text p {
    color: var(--text-muted);
}

.service-img-wrapper img {
    width: 100%;
    height: auto;
    border-radius: 6px;
    box-shadow: 0 5px 15px rgba(0,0,0,0.05);
}

/* Procesos */
.process-section {
    padding: 80px 0;
}

.process-steps {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
    margin-top: 40px;
}

.step-card {
    position: relative;
    padding: 30px;
    background: var(--white);
    border-left: 4px solid var(--accent);
    box-shadow: 0 4px 12px rgba(0,0,0,0.03);
}

.step-num {
    font-size: 36px;
    font-weight: 800;
    color: rgba(19, 64, 116, 0.15);
    margin-bottom: 10px;
}

.step-card h4 {
    font-size: 18px;
    color: var(--primary);
    margin-bottom: 10px;
}

.step-card p {
    color: var(--text-muted);
    font-size: 14px;
}

/* CTA Inferior */
.cta-bottom {
    padding: 80px 0;
    background-color: var(--primary);
    color: var(--white);
}

.cta-bottom h2 {
    font-size: 36px;
    margin-bottom: 15px;
}

.cta-bottom p {
    max-width: 600px;
    margin: 0 auto 30px auto;
    color: #EBF1F5;
}

.cta-bottom .btn-primary {
    background-color: var(--accent);
    color: var(--primary);
}

.cta-bottom .btn-primary:hover {
    background-color: var(--white);
}

/* Footer */
.main-footer {
    background-color: #0E1726;
    color: #A0AEC0;
    padding: 60px 0 30px 0;
    font-size: 14px;
}

.footer-disclaimer {
    background-color: rgba(255,255,255,0.03);
    padding: 20px;
    border-left: 3px solid var(--accent);
    margin-bottom: 30px;
    font-size: 12px;
    line-height: 1.6;
}

.footer-divider {
    border: none;
    border-top: 1px solid rgba(255,255,255,0.1);
    margin-bottom: 20px;
}

.footer-bottom-flex {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 20px;
}

.footer-links {
    display: flex;
    gap: 20px;
}

.footer-links a {
    color: #A0AEC0;
    text-decoration: none;
    transition: color 0.3s;
}

.footer-links a:hover {
    color: var(--white);
}

@media(max-width: 768px) {
    .hero-grid, .benefits-grid, .service-item, .process-steps, .footer-bottom-flex {
        grid-template-columns: 1fr;
        flex-direction: column;
    }
    .service-item.reverse { direction: ltr; }
    .header-flex { flex-direction: column; gap: 15px; }
}